Veterinary professional indemnity / medical negligence insurance
Unexpected issues happen sometimes so let us help you protect your practice so that you can focus on what you do best!!
Benefits
Financial protection from legal claims
Covers legal fees and court costs for malpractice or negligence lawsuits.
Learn how to best manage your risk
Helps vets maintain high care standards and reduce malpractice risks by enforcing professional norms.
Legal expertise from insurer (& us)
Grants access to malpractice legal experts for strong defense in and outside court.
What do we cover
💥 Confidentiality breach
📃 Contractual obligation
😮 Defamation claims
💡 Intellectual property infringement
Dog plans coming soon
Case studies
Case of misdiagnosis
Dr. Aishah, a veterinarian, misdiagnoses a dog poodle named Max, owned by Mr. Tan. Max, initially suffering from a minor digestive issue, is incorrectly treated for allergies. This leads to a significant worsening of Max's actual condition.
Mr. Tan files a claim against Dr. Aishah for negligence due to the misdiagnosis. Dr. Aishah's professional indemnity insurance is then activated to cover legal defense costs and any compensation awarded to Mr. Tan.
Case of Incorrect treatment
Dr. Kumar treats Bella, a Persian cat owned by Ms. Siti, for arthritis. However, Bella actually has a joint infection, not arthritis. The incorrect treatment causes Bella's condition to deteriorate.
Ms. Siti sues Dr. Kumar for providing incorrect treatment. Dr. Kumar's indemnity insurance becomes active to manage the legal proceedings and any financial settlements or judgments.
Case of review and response
Dr. Wong of Penang Animal Hospital responds to a negative review on their website (social media page) from Ms. Lee, a pet owner. In the response, Dr. Wong inadvertently implies that Ms. Lee has been neglecting her pet's health.
Ms. Lee files a defamation claim against Dr. Wong. The professional indemnity insurance covers the claim as Dr. Wong's statement was unintentional and not made with the knowledge of its falsehood.
Case of staff gossip or mistatement
An assistant at Kota Bharu Pet Care, Siti, casually mentions to a client that another local vet, Dr. Rahman, has a high rate of surgical complications. This rumor, based on a misinterpretation of overheard conversations, reaches Dr. Rahman.
Mr. Tan files a claim against Dr. Aishah for negligence due to the misdiagnosis. Dr. Aishah's professional indemnity insurance is then activated to cover legal defense costs and any compensation awarded to Mr. Tan.
What's not included?
We value transparency and want to be upfront with you about what's not covered in your plan
- The legal cost of suing others when they defame you
- My clinic’s machine broke down or got damaged
- Fire, flood, lightning damaging my property
- My employee’s emotional and physical health from stress
- My customer experienced bodily injury from a fall in my clinic