If the amount due to you is less than RM10 (from claims, contribution excess, cancellation, surplus distribution that are to be made other than by the way of electronic payment), it will be treated as a small amount. Instead, the Small Amount will be channeled to charity.

However, if you decide otherwise, you are required to submit a formal request to us. We may review the applicability of the above stated small amount and any change to the amount will be subjected to our Shariah Committee for approval.

If you need any more help on this, you can WhatsApp us at +60162996840 or email us atcare@oyen.my.

Certificate terms and conditions applies.