• Policy Effective Date: This is the exact date and time when your pet insurance policy officially becomes active. It begins on the date you pay for your pet insurance.
  ‍
• Certificate Effective Date: For Oyen Takaful Kucing, the certificate effective date is the date your certificate becomes officially active, which is when you make a contribution. This date is crucial as it determines the start of your waiting period and the renewal date.

If you need more help, you can Whatsapp us at +60162996840 or email us at care@oyen.my.

Certificate and policy terms and conditions apply.